How do we really handle the summer heat and excessive sweating? Do we just rely on electric fans that blow warm air back at us, or do we spend our days cooling off with cold showers that barely last?
The temperatures are rising every year, so it’s high time for us to invest in real, long-term solutions that keep us comfortable at home. While it’s a common perception that comfort and convenience equate to luxury, that’s not always the case because, in this day and age, there are air conditioners that are both efficient and affordable.
And you don’t have to sweat it ‘coz Home Credit’s Swakto Summer Deals are here to save the summer heat with their budget-friendly Init-Beater Air Conditioners, letting you upgrade your home comfort for as low as Php 766 per month.
You can enjoy 0% interest and flexible installment plans on selected air conditioners available at over 15,000 Home Credit partner stores in more than 75 provinces across the country. So, whether you’re living in a lively city or a serene rural town, Home Credit’s reach can ensure that everyone can stay chill.
Here are the featured Init-Beater Air Conditioners that are perfect for cooling down your space without breaking the bank. Carefully selected for their performance, energy efficiency, and affordability, these window-type units are ideal for Filipino households looking to beat the heat this summer.
You can get these air conditioners at Home Credit partner stores nationwide, including trusted retailers like Ultrium Corp.
LG 1.0HP Dual Inverter Window Type Airconditioner LA100GC2

A top pick for its energy efficiency and quiet operation, this LG aircon uses dual inverter tech that cools faster and uses less power, perfect for all-day use without increasing your electricity bill.
Get it here.
TCL 1.0HP Window Type Airconditioner TAC09CWIUJE

Ideal for small to mid-sized rooms, this TCL model boasts fast cooling, an easy-clean filter, and user-friendly controls. It’s sleek, powerful, and budget-ready.
Get it here.
Kolin 0.75HP Window Type Airconditioner KAG-75WCINV

Compact yet reliable, this Kolin unit offers inverter-grade savings and is a good match for condo rooms or home offices that need quick, consistent cooling.
Get it here.
Condura 0.75HP Window Type Inverter Air Conditioner WCONH008EEVC2

Designed with Filipino homes in mind, Condura’s inverter tech offers efficient cooling with eco-friendly refrigerants, making it a smart buy for sustainable comfort.
Get it here.
Fujidenzo 1.5 HP Window Type Full DC Premium Inverter Airconditioner IWAR-150GC

Need more power? This heavy-duty unit is perfect for larger rooms and provides premium
cooling performance, digital controls, and long-term savings thanks to its full DC inverter.
Get it here.
Condura 1.5HP Primea Inverter Window Type Air Conditioner WCON012VUW

With Primea technology, this Condura model is engineered for fast and even cooling—ideal for families who want to stay comfortable all day and night.
Get it here.
Why Go for Home Credit’s Swakto Summer Deals?
- No credit card is required
- -Zero Down Payment
- 0% interest rates
- Fast approval in as fast as one minute—you just have to present one valid ID.
So, How Do You Get Started?
- Download the Home Credit App on your preferred platform: Google Play, App Store, or the Huawei App Gallery to check if you’re eligible for an installment plan.
- Get pre-approved in minutes
- Visit a Home Credit partner store or browse Shoppingmall.ph to view all products, compare their specs, and find the nearest store to you.
- Select your Init-Beater Aircon and choose the payment plan that works for you.
Whether you’re chilling solo or cooling down your whole family, this summer is the perfect time to beat the heat without burning a hole in your wallet.
Check out the full list of Swakto Summer offers hereand shop the entire Init-Beater Air Conditioner collection here.
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